Privacy Policy

1. Introduction

Welcome to SmartTaxing.com ("we," "our," or "us"). We are committed to protecting your privacy and ensuring the security of your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website and use our tax calculation tools and services.

By accessing or using SmartTaxing.com, you agree to the terms of this Privacy Policy. If you do not agree with the terms, please do not access or use our services.

2. Information We Collect

2.1 Personal Information

We may collect personally identifiable information that you voluntarily provide to us when you:

• Contact us through our contact form
• Subscribe to our newsletter or updates
• Create an account or register for our services
• Participate in surveys or provide feedback

This information may include: name, email address, phone number, and any other information you choose to provide.

2.2 Automatically Collected Information

When you visit our website, we automatically collect certain information about your device and browsing activity:

• IP address and geographic location
• Browser type and version
• Operating system
• Pages visited and time spent on pages
• Referring website URLs
• Device information and screen resolution

2.3 Calculator Usage Data

When you use our tax calculators and financial tools, we may collect non-personal calculation data to improve our services. We DO NOT store your specific financial information or tax data entered into our calculators. All calculations are performed in your browser.

3. How We Use Your Information

We use the collected information for the following purposes:

• To provide, maintain, and improve our tax calculation services
• To respond to your inquiries and provide customer support
• To send you updates, newsletters, and promotional materials (with your consent)
• To analyze usage patterns and optimize user experience
• To detect, prevent, and address technical issues and security threats
• To comply with legal obligations and enforce our terms of service
• To display relevant advertisements through Google AdSense

4. Cookies and Tracking Technologies

We use cookies and similar tracking technologies to enhance your browsing experience and collect information about how you use our website.

We only enable Google Analytics and Google AdSense (personalized advertising) after you give explicit consent via our cookie banner. If you decline cookies, analytics scripts and personalized ad requests will not be loaded; in some cases non-personalized ads may still be served by our ad providers.

4.1 Types of Cookies We Use

• Essential Cookies: Required for basic website functionality
• Analytics Cookies: Google Analytics to understand user behavior
• Advertising Cookies: Google AdSense for displaying relevant ads
• Preference Cookies: Remember your settings and preferences

You can control cookies through your browser settings. However, disabling cookies may limit your ability to use certain features of our website.

5. Third-Party Services

5.1 Google AdSense

We use Google AdSense to display advertisements. For privacy and compliance, Google AdSense and ad-related scripts are only loaded after you accept cookies via our consent banner. If you decline consent, we will not load personalized advertising scripts; in some cases our ad provider may still serve non-personalized ads that do not use cookies for targeting.

We maintain an ads.txt file at the site root listing authorized sellers for our inventory. To control or opt out of personalized advertising from Google, visit Google Ads Settings and see Google's advertising privacy information at Google Ads Policies.

5.2 Google Analytics

We use Google Analytics to analyze website traffic and usage patterns. Google Analytics collects information anonymously and reports website trends without identifying individual visitors. Learn more at Google Privacy Policy.

5.3 Other Third-Party Services

We may use other third-party services for hosting, content delivery networks (CDN), and email services. These providers have their own privacy policies governing their use of your information.

6. Data Security

We implement appropriate technical and organizational security measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. These measures include:

• Secure Socket Layer (SSL) encryption for data transmission
• Regular security assessments and updates
• Access controls and authentication procedures
• Secure data storage and backup systems

However, no method of transmission over the internet or electronic storage is 100% secure. While we strive to protect your information, we cannot guarantee absolute security.

7. Data Retention

We retain your personal information only for as long as necessary to fulfill the purposes outlined in this Privacy Policy, unless a longer retention period is required or permitted by law. When we no longer need your information, we will securely delete or anonymize it.

8. Your Rights and Choices

You have the following rights regarding your personal information:

• Access: Request a copy of the personal information we hold about you
• Correction: Request correction of inaccurate or incomplete information
• Deletion: Request deletion of your personal information
• Opt-out: Unsubscribe from marketing communications
• Data Portability: Request a copy of your data in a portable format
• Object: Object to processing of your personal information

To exercise these rights, please contact us at info.smarttaxing@gmail.com.

9. Children's Privacy

Our services are not intended for children under the age of 18. We do not knowingly collect personal information from children under 18. If you are a parent or guardian and believe your child has provided us with personal information, please contact us, and we will delete such information.

10. International Data Transfers

Your information may be transferred to and processed in countries other than your country of residence. These countries may have different data protection laws. By using our services, you consent to the transfer of your information to these countries.

11. Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or legal requirements. We will notify you of any material changes by posting the new Privacy Policy on this page and updating the "Last Updated" date. Your continued use of our services after such changes constitutes acceptance of the updated policy.

12. Contact Us

If you have any questions, concerns, or requests regarding this Privacy Policy or our privacy practices, please contact us:

13. California Privacy Rights (CCPA)

If you are a California resident, you have additional rights under the California Consumer Privacy Act (CCPA):

• Right to know what personal information is collected, used, shared, or sold
• Right to delete personal information held by businesses
• Right to opt-out of the sale of personal information
• Right to non-discrimination for exercising CCPA rights

We do not sell your personal information to third parties.