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Investment
🏠 USA Mortgage Calculator
Calculate monthly payments, total interest, and amortization schedule
Mortgage Details
Home Price ($)
Down Payment ($)
Interest Rate (%)
Loan Term (Years)
15 Years
20 Years
25 Years
30 Years
Property Tax (Annual $)
Home Insurance (Annual $)
PMI (Monthly $)
HOA Fees (Monthly $)
Calculate Mortgage
Mortgage Payment Breakdown
Principal & Interest
Property Tax
Insurance
Total Payment
Loan Amount:
Down Payment:
LTV Ratio:
Total Interest:
Total Payments:
Payoff Date:
Monthly PMI:
Monthly HOA:
Tax Savings:
Payment Chart
Interactive Payment Chart (Principal vs Interest)
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Current Rates
30-Year Fixed:
6.5%
15-Year Fixed:
6.0%
5/1 ARM:
5.8%
FHA 30-Year:
6.2%
Mortgage Tips
20% Down Payment
Avoid PMI and get better rates
Extra Payments
Pay off loan faster and save interest
Tax Deductions
Mortgage interest may be deductible